While innovation & entrepreneurship has created enormous wealth, be it economic or knowledge, 4 billion people in global villages are largely untouched as yet. That's two-thirds of the global population still living under US$2 per day. The challenge will be to reach out and enable the Bottom-of-Pyramid (BoP), to make them an integral part of the mainstream economy.

Enabling Bottom-of-Pyramid (BoP) with access to knowledge and services will be the key component of the next level of Global growth. A WRI-IFC study indicates that BoP may generate US$ 5 trillion. The stakeholders - governments, enterprises & service providers need to create solution to achieve it quickly, effectively and efficiently. The key will be to 'reach out' to customers with 'full service'.

This major challenge can be met by first ensuring that the range of economic benefit schemes efficiently reach all the deserving recipients without being diverted. Secondly, ensuring that everyone can exploit the opportunities for employment, entrepreneurship and economic growth by including them in the financial mainstream

Technologies to implement these steps must meet the following key requirements:

• Uniquely verify the identity of individuals
• Perform secure on-line transactions
• Function reliably in the remotest corners of the world and
• Be flexible enough to handle the multiple language needs,eductional and literacy levels of the end users.
  
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